Go beyond basic savings. Build a diversified portfolio with access to Real Estate, Agriculture, Energy, and Ethical Finance. Choose from 6 distinct asset classes designed to outperform inflation.
Trusted by 10,000+ Savers in Nigeria
Grow Africa, grow your wealth.
Put your money behind agricultural businesses, from farming to processing and commodity trade. Target 18% annual returns with investment terms of 9, 12 or 18 months.
Own a piece of Africa's future.
Invest in vetted real estate projects without buying an entire property yourself. Target 20% annual returns with investment terms of 12, 18 or 24 months.
Smart, steady, and secure growth.
Build your wealth through fixed-income instruments, structured funds and licensed fund managers, earning 15% annual interest. Choose a 3, 6, 12, 18 or 24-month investment term to suit your financial plans.
Ethical & Sharia Compliance
Invest in businesses and projects aligned with Islamic finance principles. Share in realised profits at an agreed ratio, with your funds committed until the investment term ends.
You Get
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You can start FinVest with ₦300,000. AgriVvest, and Mudarabah each have a minimum investment of ₦500,000, while Property Vault opens with ₦1,000,000 Campaign opportunities have their own minimum amounts, stated in each offer.
FinVest provides access to financial-market opportunities. AgriVest focuses on agricultural businesses, while Property Vault focuses on real-estate opportunities. Mudarabah is a Shariah-compliant investment arrangement where profits are shared according to an agreed ratio.
FinVest offers an annual rate of 15%, AgriVvest offers 18%, and Property Vault offers 20%. Your investment duration determines the period over which returns are calculated. Mudarabah uses profit sharing, so earnings depend on realised profits and the agreed sharing ratio.
FinVest offers 3, 6, 12, 18 or 24 months. AgriVest offers 9, 12 or 18 months. Property Vault offers 12, 18 or 24 months, while Mudarabah offers 6, 9, 12 or 18 months.
FinVest, Agri-Invest and Property Vault allow early-withdrawal requests with two weeks’ notice and a deduction of 30% of accrued interest. This deduction applies to the interest earned, not your original investment. Mudarabah is held until the end of its investment cycle.
Investments carry risk. A stated return does not mean your money is free from the possibility of loss or delayed repayment. Any protection offered applies only under the conditions stated in the investment agreement.
"I started with just ₦10,000 and in 6 months, my savings had grown more than I imagined. The app made consistency so easy."
"I started with just ₦10,000 and in 6 months, my savings had grown more than I imagined. The app made consistency so easy."
"I started with just ₦10,000 and in 6 months, my savings had grown more than I imagined. The app made consistency so easy."
"I started with just ₦10,000 and in 6 months, my savings had grown more than I imagined. The app made consistency so easy."
Join thousands of Africans using Thamani to save with purpose, invest with confidence and build lasting wealth.
