Save Smarter, Not
Harder. A Plan for
Every Goal.

Choose from 5 tailored savings plans designed for your lifestyle. From daily flexibility to high-yield locking, earn up to 20% ROI.

Thamani App Savings Screen
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Trusted by 10,000+ Savers in Nigeria

Savings Plans Tailored For
You...

Lock Save

Lock Save

17% Per Annum

For the disciplined saver. Lock your funds away for a set period and get rewarded with our highest interest rates paid upfront.

🔒Strict lock until maturity
💵Upfront interest payment available
₦50,000 Minimum opening
Safe Guard

Safe Guard

15% Per Annum

Emergencies don't announce themselves. Keep a dedicated stash for life's surprises with steady returns and quick access.

Quick-access for emergencies
🏦One withdrawal every 2 months
₦50,000 Minimum opening
FlexiSave

FlexiSave

13% Per Annum

Life is unpredictable. Enjoy the freedom to withdraw whenever you need while your money works for you daily.

🔓Withdrawal freedom
📈Daily interest, paid monthly
₦20,000 Minimum opening
Rainy Days

Rainy Days

5% Per Annum

Plain and simple capital preservation. A no-frills place to park cash you might need instantly.

🔓Unlimited withdrawals, anytime
🚫No penalties, ever
₦10,000 Minimum opening
SmartSave

SmartSave

13% Per Annum

Put your savings on autopilot. We deduct small amounts based on your schedule so you save without feeling the pinch.

🔄Automated debits
🔥Consistency Streaks
₦20,000 Minimum opening

Frequently Asked Questions.

Can’t find the answer you’re looking for? Reach out to our customer support team.

Thamani Invest is a platform designed to help you grow your wealth through intelligent, data-driven investment strategies and secure savings plans tailored to your financial goals.

We only charge a small fee for funding your wallet. As this is charged by our partners, your investment itself is fee-free.

You can deposit funds easily via bank transfer, USSD, or debit card. Simply navigate to your wallet in the app, select 'Fund Account', and follow the prompts.

All investments carry risk. However, because we specialize in fixed-term investments, we can provide a guaranteed return upon the completion of the term. We also diversify portfolios to mitigate market volatility.

Currently, you can only have one primary user account, but within that account, you can create multiple 'Plans' (e.g., a Savings Plan, an Education Fund, and a Retirement Portfolio) to track different goals separately.

Start Growing Your
Wealth Today

Secure, regulated, and backed by innovative AI guidance—build inflation-proof savings and investments with Thamani.

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