Save Smarter, Not
Harder. A Plan for
Every Goal.

Choose from 5 tailored savings plans designed for your lifestyle. From daily flexibility to high-yield locking, earn up to 20% ROI.

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Trusted by 10,000+ Savers in Nigeria

Thamani App Savings Screen

Savings Plans Tailored For You...

Lock Save

Lock Save

17% Per Annum

For the disciplined saver. Lock your funds away for a set period and get rewarded with our highest interest rates paid upfront.

πŸ”’Strict lock until maturity
πŸ’΅Upfront interest payment available
₦₦50,000 Minimum opening
Safe Guard

Safe Guard

15% Per Annum

Emergencies don't announce themselves. Keep a dedicated stash for life's surprises with steady returns and quick access.

⚑Quick-access for emergencies
🏦One withdrawal every 2 months
₦₦50,000 Minimum opening
FlexiSave

FlexiSave

13% Per Annum

Life is unpredictable. Enjoy the freedom to withdraw whenever you need while your money works for you daily.

πŸ”“Withdrawal freedom
πŸ“ˆDaily interest, paid monthly
₦₦20,000 Minimum opening
Rainy Days

Rainy Days

5% Per Annum

Plain and simple capital preservation. A no-frills place to park cash you might need instantly.

πŸ”“Unlimited withdrawals, anytime
🚫No penalties, ever
₦₦10,000 Minimum opening
SmartSave

SmartSave

13% Per Annum

Put your savings on autopilot. We deduct small amounts based on your schedule so you save without feeling the pinch.

πŸ”„Automated debits
πŸ”₯Consistency Streaks
₦₦20,000 Minimum opening

Frequently
Asked
Questions.

Can’t find the answer you’re looking for? Reach out to our customer support team.

Thamani is a wealth-building platform that helps you save with purpose, invest in carefully structured opportunities, and make smarter financial decisions with AI-powered guidance - all in one place.

Thamani is built for anyone who wants to grow their money more intentionally. Whether you're just starting your wealth-building journey, an experienced investor looking for new opportunities, or part of the African diaspora seeking access to investments back home, Thamani helps you save, invest and track your financial growth with confidence.

Thamani combines three essential parts of wealth building in one platform: β€’ Purpose-driven savings β€’ Carefully structured investment opportunities β€’ AI-powered financial guidance through Mani Instead of managing your financial journey across multiple platforms, you can plan, grow and monitor your wealth from one place.

Thamani gives you access to carefully structured opportunities across sectors including Agriculture, Real Estate, Energy, Financial Markets and Halal & Faith-Aligned Investments. Availability, eligibility requirements, investment structure, risks and applicable terms vary by product.

Absolutely! Thamani is designed to make wealth building easier to understand, with clear product information and guidance to help you make more informed decisions.

Mani is your intelligent financial guide. It helps you understand your money, explore relevant opportunities, and make clearer financial decisions based on your goals, timeline and preferences you provide. It provides general financial information, tools, and educational insights. Our content is for informational purposes only and does not constitute professional financial, investment, tax, or legal advice. Past performance does not guarantee future results.

Start Growing Your Wealth Today

Join thousands of Africans using Thamani to save with purpose, invest with confidence and build lasting wealth.

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